The loan is a flexible financing solution designed to help small and medium enterprises (SMEs) and freelancers access capital for business growth. Through our partnership with Banxware, Vivid Business offers a streamlined loan process, providing access to funds with competitive terms.
High loan amounts
Access up to EUR 250 000 in funding, depending on your average monthly revenue, to provide your business with the financial flexibility it needs to grow.
Financing fee
Loans come with a fee of approximately 1% per month. Additionally, you can opt for a fast-tracked review of your application. More about fees here.
Fast & fully digital application
The application process is 100% online and takes no more than 15 minutes to complete. Some of your details will be pre-filled, reducing manual input and ensuring a seamless process.
The documents required will depend on the loan amount and industry of your business. For eCommerce loans exceeding EUR 100 000, you are required to provide a Betriebswirtschaftliche Auswertung (BWA) / Summen- und Saldenliste (SuSa) from the previous year and another from the current year, which must be no older than 3 months. For all other industries, Banxware requires the same documentation for loans starting from EUR 25 000.
Flexible & automated repayments
Choose a loan term between 3 to 12 months with a weekly repayment structure. Installments are automatically deducted from your linked Vivid Business account, eliminating the need for manual transfers and ensuring continuous repayment.