Loan offers consist of pre-approved amounts and are calculated based on transaction volumes and other non-personal data, with amounts up to 35,000 EUR.
You can adjust the loan amount within the pre-approved limit. For example the offer is for 35,000 EUR, but you only want 20,000 EUR. You customize it and select the amount you desire.
If you need a higher limit than what was offered, you can apply by providing extra information through document upload or an open banking connection. The new offer will include the maximum amount that can be offered to you. For example, you might receive a new offer of 100,000 EUR. However, you only want 80,000 EUR. You can adjust that to your desired limit.
You can only apply for one loan at a time. Once the loan is disbursed you can’t request a higher amount unless you’ve repaid the whole amount.
Please note that higher offers might go up to 200,000 EUR.