Starting from 26 June 2025, our Crypto Earn Account will feature a new section called Uninvested Cash.
What is Uninvested Cash?
Vivid Money B.V. provides a separate section for funds to be used for crypto staking. Uninvested Cash is a separate balance inside your Crypto Earn Account that represents funds available for crypto staking. These funds will be allocated to EURC, a euro-backed stablecoin, to comply with safeguarding requirements.
What can I do with Uninvested Cash?
You can:
Deposit funds into Uninvested Cash at any time from your daily account.
Withdraw funds from Uninvested Cash back to your daily account.
Buy or sell crypto-assets using the available balance.
How do I trade using Uninvested Cash?
When placing a buy or sell order, you will be able to:
In your Crypto Earn Account, select Uninvested Cash as your funding source.
Or
Keep trading direct from your daily accounts
If you select to use your balance from the Uninvested Cash section:
The order will be executed directly using the available EUR in Uninvested Cash.
You will see one transaction in your timeline: the buy or sell order.
If you choose to trade using your daily accounts, don’t worry — your experience won’t change! In that case:
We will first transfer the required amount from your daily accounts into Uninvested Cash.
Then we will place the buy or sell order using that amount.
So essentially, we manage the transfer for you automatically. In the app, this will be reflected as a double Order Confirmation and two separate operations in your transaction feed: one for the transfer and one for the crypto transaction.
Are there any fees for using Uninvested Cash?
No — deposits and withdrawals between your daily accounts and your Uninvested Cash section are free of charge. These transfers are treated like internal account-to-account transactions.
Where can I find Uninvested Cash?
You will see a dedicated section inside your Crypto Earn Account. If the balance is 0, the section is collapsed by default; if it holds funds, it will be shown expanded.
What are the pro’s and con’s of using the Uninvested Cash section?
To comply with safeguarding requirements, Vivid Money B.V. needs to clearly segregate funds used for crypto staking.There are no financial benefits or impacts of using the Uninvested Cash section. Some customers may prefer to use the Uninvested Cash section and others may prefer to keep trading direct from their daily accounts.