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Who is eligible to apply for a loan through finmid?

Updated today

Currently, finmid loans are only available to registered businesses and freelancers operating in Germany, Spain, France and Italy. Applications can be submitted only by a legal representative of the business. The following criteria apply.

Registration status:

  • The legal entity or freelancer must be registered.

  • Registered legal entity or freelancer in business for over a year (from the date of registration).

  • Entities holding a founder account are not eligible to apply for a loan.

Business type:

  • Legal entities

  • Registered Freelancers

Operations:

  • Have an active account on Vivid for at least three months with a documented transaction history.

  • Have no associated insolvencies for at least 18 months.

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