To receive an international transfer, some banks may require an intermediary BIC. This code depends on the currency being sent to your account—not the one your account is held in.
If the funds arrive in a different currency, don’t worry—they will be automatically converted into your account currency.
You can find the correct intermediary BIC directly in your Vivid Money app—or check the full list below.
💡 Tip: Always match the intermediary BIC to the currency being sent, not your account’s base currency.
For accounts with an LU IBAN (with BIC VVIDLUL2XXX), ES IBAN, FR IBAN, IT IBAN or NL IBAN
Use the Intermediary BIC from this list:
TRWIBEB3XXX
→ EURTRWIUS34XXX
→ USDTRWIGB2BXXX
→ AED, AUD, BGN, CAD, CHF, CNY, CZK, DKK, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, ZAR
For accounts with an LU IBAN (with BIC BCIRLULLXXX) or a DK IBAN
Use the Intermediary BIC from this list:
CITIGB2LXXX
→ AED, AUD, BGN, CAD, CHF, CNY, CZK, HKD, HUF, ILS, JPY, MXN, NOK, NZD, RON, SAR, TRY, USD, ZARSXPYDKKKXXX
→ DKK, SEKBCIRLULLXXX
→ EURSAPYGB2LXXX
→ GBPBPKOPLPWXXX
→ PLNDBSSSGSGXXX
→ SGD