FinTS (Financial Transaction Services, formerly known as HBCI) is the German banking standard that many accounting and ERP programmes use to connect to bank accounts. If your business is based in Germany, you can connect your Vivid Business account directly to FinTS-compatible software, such as:
JTL-Wawi
Banking4
WISO Mein Geld
Hibiscus
What can I do with FinTS?
See your accounts and balances in your software
Download account statements for at least the last 90 days
Send SEPA transfers
What’s not supported?
FinTS is available for businesses based in Germany.
The following aren’t supported at the moment:
Batch transfers (Sammelüberweisungen)
SEPA direct debits
Standing orders
Non-SEPA transfers
How do I set it up?
Step 1: Generate your FinTS PIN
In the Vivid Business app, go to the Transactions tab at the bottom of the main screen
Click on the Bookkeeping bar at the top.
Scroll to the “More” section and click on Bookkeeping software
From here, create your FinTS PIN. Here you’ll also find the login details you need for your software.
The PIN is shown only once, so enter it in your software right away.
Step 2: Add Vivid in your accounting software
Open the bank account settings in your software and add a new account with FinTS / HBCI (PIN/TAN). Enter the necessary details.
Step 3: Confirm in the Vivid app
We’ll send a push notification to your Vivid app. Open it and approve the request. That’s it – your account is connected. Each time your software connects, you’ll get a push notification to approve.
You confirm every payment you send from your software in the Vivid app the same way.
Who can set up FinTS?
Any team member can link their account via FinTS and they will be only able to see information or create payments if they have access to do that in the Vivid Business account.
How do I change or lock my FinTS PIN?
Lock access: if you’ve lost your PIN or you think someone else knows your PIN, delete your PIN right away. In the Vivid app under the Bookkeeping software section, click Delete PIN. Your software can’t connect until you set up a new PIN.
Reconnect: To connect again, follow the same process described above to generate a new PIN.
Failed PIN attempts: after 5 incorrect PIN attempts, your FinTS access will be blocked. To unblock your FinTS access, delete your current PIN, generate a new one in your Vivid app and enter it in your accounting software. Note: being locked out of your FinTS access does not lock you out of your Vivid app.
Is FinTS secure?
Yes. Every connection needs your FinTS PIN and your approval in the Vivid app. The FinTS server runs on Vivid’s own systems, using software from Subsembly GmbH. Subsembly has no access to your data. Never share your PIN with anyone – Vivid will never ask you for it. Only store your PIN in your accounting software. If you think someone else knows it, delete it in the app and generate a new one.
I already use the Lexware Office integration. Do I need to change anything?
No. Your existing connection keeps working as before.
What if it doesn’t work?
You can reach out to our Customer Support team 24/7 via chat in your account.