Our services, including the Vivid Business account, Interest account and Crypto Earn account are delivered by the following licensed entities of the Vivid Money Group:
Vivid Money S.A, operates as an electronic money institution under the supervision of the Financial Sector Supervisory Commission (CSSF), Luxembourg.
Vivid Money S.A. Netherlands Branch, operates under the regulatory framework of the Dutch Central Bank (DNB). Customers with IBANs issued in the Netherlands (starting with NL) are serviced by this branch.
Vivid Money S.A. SUCURSAL EN ESPAÑA operates under the regulatory framework of Banco de España (Bank of Spain). Customers with IBANs issued in Spain (starting with ES) are serviced by this branch.
Vivid Money B.V., operates as an authorized and regulated investment firm and a Crypto-Asset Service Provider under the supervision of the Dutch Authority for the Financial Markets (AFM).
Vivid Money GmbH is mainly an outsourcing service provider to Vivid Money S.A. and Vivid Money B.V, but it also provides - in its own name - your cashback program and the mobile application itself, as well as any other services on the app that are not directly related to one of the services mentioned here, such as the Cashback tab and the Referral program and other marketing initiatives. Vivid Money GmbH doesn’t provide bank or payment accounts, nor payment or investment services in its own name.