There are no trading fees for the Interest Account. Fees only apply if you choose a non-cash strategy, in which case an annual service fee will be charged. The service fee varies, depending on the chosen plan.
Business:
Plan | Annual service fee |
Free Start | 1.50% |
Basic | 1.00% |
Pro | 0.50% |
Enterprise | 0.30% |
Enterprise+ | 0.20% |
Freelancer:
Plan | Annual service fee |
Standard | 1.50% |
Prime | 0.50% |
Pro | 0.40% |
Pro + | 0.30% |
The service fee is applied only to the principal amount of the deposit (total deposits minus total withdrawals). It does not take into account any market fluctuations—whether they are gains or losses in asset value. If you don’t have any funds currently invested in a strategy, no service fee is charged.
When is the service fee for Interest Strategies charged?
We perform the fee calculation daily, but charge it only once per month—either on the first day of the month or at the time of a withdrawal. We deduct the commission from the uninvested cash section of your account. For example, if you want to withdraw EUR 100 and have an uncharged fee of EUR 2, EUR 102 will be deducted from your Interest Account, and in the transaction feed, you will see two separate transactions: a withdrawal of EUR 100 and a fee of EUR 2.
If there are not enough uninvested funds in the Interest Account to cover the fee, it will not be charged immediately. Instead, it will be charged once sufficient funds become available.
Please note: when withdrawing all funds from your Interest Account, the fee will be deducted directly from the withdrawal amount. In this case, you will receive the total amount minus the fee.
You can find both charged and pending fee amounts in the details of the strategy you have chosen.