Maximize your business’ potential with the Interest Account from Vivid Business. Let your money work for you with a high-yield Interest Account designed to grow your funds in Euro effortlessly.
Earn an annual interest rate of 4% in EUR and 5% in USD or GBP with the Interest Account.
Enjoy a competitive 5% p.a. interest rate on all plans during the first five months after opening your first Interest Account denominated in either USD or GBP currency*. Alternatively, you can earn 4% p.a for four months in EUR*.
After this promotional period, your interest rate adapts to your chosen plan. Click here for a summary of all of our fixed interest rates.
Interest is calculated annually but credited daily to your Interest Account, allowing your uninvested cash to grow steadily over time. Please visit this article for a detailed explanation of how interest is calculated.
There are no fees for holding cash in the Interest Account.
Instant access to your money
With our Interest Account, your funds are always at your fingertips. While your funds are held in the uninvested cash section, you can still access up to EUR 1 million or USD/GBP 500,000 per day** of it anytime, anywhere — including the interest you earn daily.
Need more? Larger withdrawals may take one, in rare cases up to three, business days, but your funds remain within reach.
*The promotional rate depends on the chosen currency of your Interest Account and apply to balances of the following amounts:
up to EUR/USD/GBP 1,000,000 for General Business customers on the Pro, Enterprise and Enterprise+ plans
up to EUR/USD/GBP 50,000 for General Business customers on the Basic plan
up to EUR/USD/GBP 10,000 for General Business customers on the Free Start plan
up to EUR/USD/GBP 100,000 for Freelancer customers on the Prime, Pro and Pro+ plans
up to EUR/USD/GBP 5,000 for Freelancer customers on the Standard plan
This total is across all Interest accounts. Balances exceeding the respective threshold will accrue regular interest rates applicable to the chosen plan.
Please note that if you qualify for multiple promotions on the same Interest Account at the same time, they are not cumulative. Vivid will apply the higher promotional rate for the valid period. If one promotion expires and another is still valid, the second promotion will apply accordingly until that also expires.
**The withdrawal limit applies across the Interest Account and Business Brokerage combined. This amount may vary from time to time. The exact amount currently available for immediate withdrawal will always be visible to you in the app.