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All CollectionsInterest Account (by Vivid Money B.V.)
What is the Interest Account provided by Vivid Money B.V.?
What is the Interest Account provided by Vivid Money B.V.?
Updated over a month ago

Maximize Your Vivid Business Potential with the Interest Account
Let your money work for you with a high-yield Interest Account designed to grow your EUR funds effortlessly.

Enjoy a competitive 5%* annual interest rate for the first two months on all plans. After this introductory period, your interest rate adapts to your plan: earn up to 3.5%* annually with the General Business plan and up to 4%* for freelancers. Interest is calculated annually but credited daily to your Interest Account, allowing your uninvested cash to grow steadily over time.

Please visit this page for a detailed explanation of how Interest is calculated.

With our Interest Account, your funds are always at your fingertips. Access your money instantly, anytime, anywhere — including the interest you earn daily. Top up or withdraw whenever you like, without commitment.

We prioritize both growth and security by investing your funds in AAA-rated Money Market Funds (MMFs), as rated by trusted agencies like S&P, Moody’s, and Fitch. Please note this is an investment product, and capital is at risk.

*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.

**This competitive rate applies to balances up to €10 million for General Business accounts. For freelancers, the 5% promotional rate is available on balances up to €100,000.

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