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All CollectionsInterest Account (by Vivid Money B.V.)
What is the Interest Account provided by Vivid Money B.V.?
What is the Interest Account provided by Vivid Money B.V.?
Updated this week

Maximize Your Vivid Business Potential with the Interest Account
Let your money work for you with a high-yield Interest Account designed to grow your EUR funds effortlessly.

Enjoy a competitive 5%* annual interest rate for the first two months on all plans. After this introductory period, your interest rate adapts to your plan: earn up to 3.5%* annually with the General Business plan and up to 4%* for freelancers. Interest is calculated annually but credited daily to your Interest Account, allowing your uninvested cash to grow steadily over time.

Please visit this page for a detailed explanation of how Interest is calculated.

With our Interest Account, your funds are always at your fingertips. Access your money instantly, anytime, anywhere — including the interest you earn daily. Top up or withdraw whenever you like, without commitment.

We prioritize both growth and security by investing your funds in AAA-rated Money Market Funds (MMFs), as rated by trusted agencies like S&P, Moody’s, and Fitch. Please note this is an investment product, and capital is at risk.

*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.

**This competitive rate applies to balances up to €10 million for General Business accounts. For freelancers, the 5% promotional rate is available on balances up to €100,000.

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