Maximize Your Vivid Business Potential with the Interest Account. Let your money work for you with a high-yield Interest Account designed to grow your EUR funds effortlessly.
Enjoy a competitive 5% p.a*. interest rate for the first two months on all plans. After this introductory period, your interest rate adapts to your plan: earn up to 3.5% p.a* annually with the general Business plan and up to 4% p.a* for freelancers. Interest is calculated annually but credited daily to your Interest Account, allowing your uninvested cash to grow steadily over time.
Please visit this page for a detailed explanation of how Interest is calculated.
Please note that effective January 2, 2025, the Interest Rates for general Business and Freelancer accounts will be adjusted based on your plan: 0.5% p.a for the Free Start plan, 1.5% p.a for the Basic plan, 2.5% p.a for the Pro plan, 2.75% p.a for the Enterprise Plan, and 3% p.a for Enterprise+ plans. For Freelancer, the new Interest Rate offered will be 1% p.a for Standard and 3% p.a for Prime.
Additionally, the Interest Rate during the promotional period will change from 5% p.a to 4% p.a across all tariff plans. This change applies exclusively to promotional periods starting on or after January 2, 2025. The change will not affect you if your promotional period begins before the date of the changes. In this case, your current rate will remain the same until the end of the existing period.
For example:
If you open the Interest Account on 25 December 2024, you will get a 5% p.a promo rate for the first two months until 25 February 2025. After that, if you stay on the Pro tariff plan, you will receive a 2.5% p.a regular Interest Rate.
With our Interest Account, your funds are always at your fingertips. Access your money instantly, anytime, anywhere — including the interest you earn daily. Top up or withdraw whenever you like, without commitment.
We prioritize both growth and security by investing your funds in AAA-rated Money Market Funds (MMFs), as rated by trusted agencies like S&P, Moody’s, and Fitch. Please note this is an investment product, and capital is at risk.
*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.
*This rate applies to funds up to €10 million for general Business accounts and up to €100.000 for Freelancer Accounts.