Maximize Your Vivid Business Potential with the Interest Account. Let your money work for you with a high-yield Interest Account designed to grow your EUR funds effortlessly.

Enjoy a competitive 4% p.a* annual interest rate on all plans for the first two months if you open your account on or after 2 January 2025. If you open the account before 2 January 2025, the 5% p.a* interest rate applies for the same initial two-month period. After this promotional period, your interest rate adapts to your chosen tariff plan: earn up to 3% p.a* with the general Business tariff plans and up to 3% p.a* for Freelancers.

Interest is calculated annually but credited daily to your Interest Account, allowing your uninvested cash to grow steadily over time. Please visit this page for a detailed explanation of how Interest is calculated.

With our Interest Account, your funds are always at your fingertips. Access your money instantly, anytime, anywhere — including the interest you earn daily. Top up or withdraw whenever you like, without commitment.

We prioritize both growth and security by investing your funds in AAA-rated Money Market Funds (MMFs), as rated by trusted agencies like S&P, Moody’s, and Fitch. Please note this is an investment product, and capital is at risk.

*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.

*The promotional rate applies to balances up to €300,000 for general businesses and up to €100,000 for freelancers. For general Business with a promotional period starting before January 28, 2025 the limit is €10 million. Balances exceeding the respective threshold will accrue regular interest rates applicable for the chosen plan.