Vivid offers seamless financial services through a mobile banking app and web interface. Recognized with the highest score, "Sehr gut" by Handelsblatt, Germany’s leading business and financial journal, we are now expanding our product offerings to better serve our small and medium enterprise customers, as well as German freelancers.
Regardless of your tariff plan, you can issue virtual and physical cards at no cost. Additionally, we offer stylish purple metal cards available for a small fee. We even cover the first delivery of your first physical card. You can customize your card's color, including black. Our card spending limits are set at 100,000 EUR per month for General Business accounts. However, with our highest-tier plan, Enterprise+, this limit increases to 200,000 EUR per month. For Freelancers, the card payment limit is 50,000 EUR monthly.
Regarding your money account, you can also have up to 50 money accounts, each with a unique IBAN. Need more? We provide extra accounts for an additional fee, making your company’s daily financial management more convenient.
How about Team Management? Even with our Free Start or Standard plans, which cost 0 EUR, team management features are available. Add team members to your business account and assign specific roles. We offer an Admin role with full access and permissions and an Assistant role with view-only access. For General Business, our highest tariff plan, Enterprise+, allows up to 50 team members. Need more? Additional team members can be added for an extra cost.
The best thing is that our Interest Account, provided by Vivid Money B.V., offers a very high interest rate. Open your Interest Account from May 6th onwards and enjoy a 5%* interest rate; accounts opened before that date get a 4%* rate. This rate is available for the first two months. Later on, you can earn up to 3.5%* or 4%*, depending on your tariff plan and whether you're registered as a General Business or a Freelancer.
If you're not sure which tariff plan to choose, we’ve got you covered! Select any tariff plan, even the most expensive one, and enjoy a 2-month free trial. If you find the plan doesn’t suit your business needs during the trial, switch to any other plan, even the free Free Start or Standard plans. We want you to experience the best of our products and services.
Any concerns or questions? We're here always! Email us at [email protected] or chat with us directly from your onboarding interface. We’re available 24/7 with human support, ready to help you enjoy the best benefits with Vivid Business.
*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.