What are the benefits of Vivid Business?

Vivid Business offers a remarkable range of features, allowing users to manage their corporate accounts according to their specific roles and responsibilities. Key roles include Owner, Admin, and Assistant.

Among our initial features are:

Vivid Business is designed to meet the unique needs of businesses with an extensive range of features. Each business account can support up to 50 money accounts, depending on your tariff plan, each with its own unique IBAN.

We also offer automatic export of account statements, which can be downloaded in five different languages (English, German, French, Italian, and Spanish) and three file types (MT940, PDF, and CSV). Please note that for Interest Accounts, statements are only available in PDF format. Our platform allows you to filter statements and transactions by specific accounts, amounts, initiators, and cards. Additionally, you can generate payment confirmations as receipts for outgoing transfers, providing proof of payment to your recipients.

Our corporate card offers a secure and flexible payment solution designed to meet your business needs. You can issue virtual, plastic (crafted from 100% recycled materials), and metal cards, all customizable to your specifications. Choose from seven colors—purple, orange, green, black, blue, pink, and turquoise—to personalize your virtual and physical cards, and assign them to specific team members within your business account.

Some other benefits, including:

Ensuring smooth money transfers is crucial for any business, and we're dedicated to providing this essential service. As part of our offerings, we facilitate SEPA transactions across the Eurozone countries and also International Transfer across 51 supported countries. Our role management feature also allows for seamless initiation of outgoing transfers by any team member, with specific approval workflows for added security. Team members assigned the Assistant role must go through a payment approval process, while those with Owner or Admin roles can review, approve, or reject transfers. On the other hand, the Employee role is not able to initiate transfers at all.

In addition, we offer a bulk transfer feature that allows you to schedule up to 200 SEPA transfers simultaneously from your business account. This capability is invaluable for managing a large number of payments efficiently, saving both time and effort.
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Our business account offers seamless accessibility through both a mobile app and a web interface, ensuring that essential financial services are always at your fingertips. Each team member invited to the business account can set up their own login credentials, eliminating the need to share passwords.

Key features include:

At Vivid, customer satisfaction is crucial, and we recognize the vital role of client support, especially for larger clients. We offer comprehensive support through informative articles, email assistance, and live chat with human agents. Our goal is to respond to all email queries within 1 hour and live chat inquiries within 2 minutes. With our 24/7 availability, you can always reach out to us for assistance whenever you need it. We're here to help!

We offer a range of tailored tariff plans to meet your business needs. For General Business accounts, we have four plans: Free Start, Basic, Pro, Enterprise, Enterprise+. For Freelance accounts, we provide two plans: Standard and Prime. Both our Free Start and Standard plans are entirely free, offering unlimited access to essential tools and fantastic perks tailored to your business. Additionally, we’re excited to offer a 2-month free trial for any tariff plan you choose (except for Enterprise+), allowing you to experience the full range of features and decide which plan best fits your business.

If you'd like to stay in the Free Start or Standard plan but need additional services like extra money accounts, team members, or cards, you can easily add them for a small fee. This flexibility ensures you can grow and adapt your plan as your business evolves.

Let your money grow within Vivid Business. This term is best suited for the Interest Account. We begin with a generous 4% p.a* Interest Rate for the first 2 months for Interest Accounts opened on or after 2 January 2025, no matter which tariff plan you choose.

After the initial 2 months, you can continue to earn up to 2.6% p.a with a General Business account and 2.5% p.a with a Freelancer account based on your tariff plan. Plus, you have the flexibility to top up and withdraw your interest whenever you need.

In addition to our Interest Account, we also offer a Cashback Program, enabling you to earn even more while purchasing with Vivid Business cards. You can earn up to €300 per month with up to 5% cashback per one card purchase, depending on your tariff plan and the category you choose for that month. The cashback you earn can be used just like your own funds, and you can even earn additional cashback from purchases made with the rewards you've previously earned.

As we progress, we are committed to expanding our services and features to better align with our customers' needs. Rest assured, you will be the first to receive any updates on these enhancements!

*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated in advance.

*The promotional rate applies to balances up to €300,000 for general businesses and up to €100,000 for freelancers. For general Business with a promotional period starting before January 28, 2025 the limit is €10 million. Balances exceeding the respective threshold will accrue regular interest rates applicable for the chosen plan.