Vivid Business offers a remarkable range of features, allowing users to manage their corporate accounts according to their specific roles and responsibilities. Key roles include Owner, Admin, and Assistant.

Among our initial features are:

Corporate Account

Vivid Business is designed to meet the unique needs of businesses with an extensive range of features. Each business account can support up to 30 money accounts, depending on your tariff plan, each with its own unique German IBAN.

We also offer automatic export of account statements, which can be downloaded in five different languages (English, German, French, Italian, and Spanish) and three file types (MT940, PDF, and CSV). Please note that for Interest Accounts, statements are only available in PDF format. Our platform allows you to filter statements and transactions by specific accounts, amounts, initiators, and cards. Additionally, you can generate payment confirmations as receipts for outgoing transfers, providing proof of payment to your recipients.

Corporate Card

Our corporate card offers a secure and flexible payment solution designed to meet your business needs. You can issue virtual, plastic (crafted from 100% recycled materials), and metal cards, all customizable to your specifications. Choose from seven colors—purple, orange, green, black, blue, pink, and turquoise—to personalize your virtual and physical cards, and assign them to specific team members within your business account.

Some other benefits, including:

Payment & Transfer

Ensuring smooth money transfers is crucial for any business, and we're dedicated to providing this essential service. As part of our initial offering, we facilitate SEPA transactions across the EEA region. Our role management feature allows for seamless initiation of outgoing transfers by any team member, with specific approval workflows for added security. Team members assigned the Assistant role must go through a payment approval process, while those with Owner or Admin roles can review, approve, or reject transfers.

In addition, we offer a bulk transfer feature that allows you to schedule up to 200 SEPA transfers simultaneously from your business account. This capability is invaluable for managing a large number of payments efficiently, saving both time and effort.
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Mobile App and Web Interface

Our business account offers seamless accessibility through both a mobile app and a web interface, ensuring that essential financial services are always at your fingertips. Each team member invited to the business account can set up their own login credentials, eliminating the need to share passwords.

Key features include:

Tailored Customer Support for 24/7

At Vivid, customer satisfaction is crucial, and we recognize the vital role of client support, especially for larger clients. We offer comprehensive support through informative articles, email assistance, and live chat with human agents. Our goal is to respond to all email queries within 1 hour and live chat inquiries within 2 minutes. With our 24/7 availability, you can always reach out to us for assistance whenever you need it. We're here to help!

Competitive Tariff Plans

We offer a range of tailored tariff plans to meet your business needs. For General Business accounts, we have four plans: Free Start, Basic, Pro, and Enterprise. For Freelance accounts in Germany (Freiberufler & Kleingewerbetreibende), we provide two plans: Standard and Prime. Both our Free Start and Standard plans are entirely free, offering unlimited access to essential tools and fantastic perks tailored to your business. Additionally, we’re excited to offer a 2-month free trial for any tariff plan you choose, allowing you to experience the full range of features and decide which plan best fits your business.

If you'd like to stay in the Free Start or Standard plan but need additional services like extra money accounts, team members, or cards, you can easily add them for a small fee. This flexibility ensures you can grow and adapt your plan as your business evolves.

Great Interest Rate Offered

Let your money grow within Vivid Business. This term is best suited for the Interest Account. We begin with a generous 5%* interest rate for the first 2 months for Interest Accounts opened from May 6th. For those opened before that date, you'll get a solid 4%* interest rate for the first 2 months, no matter which tariff plan you choose.

After the initial 2 months, you can continue to earn up to 4%* or 3.5%*, based on your tariff plan and whether you’re a General Business or a Freelancer. Plus, you have the flexibility to top up and withdraw your interest whenever you need.

Attractive Cashback Offers

In addition to our Interest Account, we also offer a Cashback Program, enabling you to earn even more while purchasing with Vivid Business cards. You can earn up to €300 per month with up to 5% cashback per one card purchase, depending on your tariff plan and the category you choose for that month. The cashback you earn can be used just like your own funds, and you can even earn additional cashback from purchases made with the rewards you've previously earned.

As we progress, we are committed to expanding our services and features to better align with our customers' needs. Rest assured, you will be the first to receive any updates on these enhancements!

*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.