What are the different tariff plans available?

Our tariff plans depend on whether you apply to our General Business account or Small Business and Freelance account.

We offer four distinct tariff plans for General Business, each tailored to different needs: Free Start, Basic, Pro, Enterprise, and Enterprise+. Depending on your company's specific requirements, you can choose the plan that best suits you. We provide two unique plans for Freelancer accounts: Standard and Prime.

For a detailed breakdown of all our tariff plans, please check this link.

Don't miss our special offer: enjoy any tariff plan for free for the first two months after opening your account!

Simply select the tariff plan you prefer during the application process, and the free trial period will automatically begin once your account is opened.

Please note that the 2-month free trial does not apply to the Enterprise+ plan.

General Business

It also applies to the legal type of Eingetragene Kaufleute (e.K.)

We offer two subscription options:

Annual: You will be charged a one-time fee covering 12 months. Opting for an annual subscription results in a 30% savings compared to the monthly rate.
Monthly: You will be billed monthly at the rates listed below.

	Free Start	Basic	Pro	Enterprise	Enterprise+
Annual (save 30%)	0€	7€	19€	79€	249€
Monthly	0€	9€	25€	96€	319€

For a comprehensive breakdown of benefits associated with each plan, kindly refer to this table below:

	Free Start	Basic	Pro	Enterprise	Enterprise+
Interest account rate*	1%	2%	3%	3.5%	3.5%
Included team members	1	3	10	30	50
Free outgoing SEPA transfers Per month	5	100	250	1000	1000
Included accounts Per currency	1	3	10	30	50
Virtual cards	Free	Free	Free	Free	Free
Physical cards	Free	Free	Free	Free	Free
Metal cards	€19.90	€19.90	€19.90	€19.90	€19.90
Card Spending Limit Per month Detailed breakdown can be found here.	€100.000	€100.000	€100.000	€100.000	€200.000
Free physical card delivery One per each added team member	✅	✅	✅	✅	✅
Transfer to Vivid Business customers	Free	Free	Free	Free	Free
Transfer between own accounts	Free	Free	Free	Free	Free

*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.

We also provide a range of additional services for a nominal fee:

	Free Start	Basic	Pro	Enterprise	Enterprise+
Monthly fee per extra account above your free limit	€3	€2	€1	€1	€1
Monthly fee per extra team member above your free limit	€3	€2	€1	€1	€1
Monthly fee per inactive virtual card You will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.	€1	Free	Free	Free	Free
Monthly fee per inactive physical card You will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.	€2	€1	Free	Free	Free
Fee for any physical card delivery above your free limit	€9.90	€9.90	€9.90	€9.90	€9.90
Fee for fast physical card delivery	€24.90	€24.90	€24.90	€24.90	€24.90
Fee for adding money (card Top Up) using a credit or debit card	2% fee for Top Ups from EEA consumer debit cards. 3% fee for Top Ups from other cards.	1% fee for Top Ups from EEA consumer debit cards. 3% fee for Top Ups from other cards. Minimum fee amount is €0.49.	1% fee for Top Ups from EEA consumer debit cards. 3% fee for Top Ups from other cards. Minimum fee amount is €0.49.	1% fee for Top Ups from EEA consumer debit cards. 3% fee for Top Ups from other cards. Minimum fee amount is €0.49.	1% fee for Top Ups from EEA consumer debit cards. 3% fee for Top Ups from other cards. Minimum fee amount is €0.49.
Fee for outgoing SEPA transfers above your free limit	€0.2	€0.2	€0.2	€0.2	€0.2
Fee for incoming international transfers Other than SEPA transfers Per transfer	€5	€5	€5	€5	€5
Fee for outgoing international transfers Other than SEPA transfers Per transfer SHA instructions	€5	€5	€5	€5	€5
Fee for outgoing international transfers Other than SEPA transfers Per transfer OUR instructions	€30	€30	€30	€30	€30
Fee for currency conversions between your accounts	Free	Free	Free	Free	Free
Fee for bulk transfers Per each bulk transfer	€3	Free	Free	Free	Free
Fee for ATM withdrawals	2%	1%	1%	1%	1%
Card currency exchange fee Markup over the exchange rate for the execution of non-EUR card transactions	2%	1%	1%	1%	1%
Fee for Legal Entity Identifier (LEI) issuance The € 25 fee also applies if you downgrade to Free Start within 12 months since your LEI request	€25	Free	Free	Free	Free

Freelancer

We offer two subscription options:

Annual: You will be charged a one-time fee covering 12 months. Opting for an annual subscription results in a 30% savings compared to the monthly rate.
Monthly: You will be billed monthly at the rates listed below.

	Standard	Prime
Annual	0€	7.9€
Monthly	0€	9.9€

For a comprehensive breakdown of benefits associated with each plan, kindly refer to this table below:

	Standard	Prime
Interest account rate*	5%*	5%*
Included accounts	1	10
Virtual cards	Free	Free
Physical cards	Free	Free
Metal cards	€19.90	€19.90
Card spending limit Per month	€50.000	€50.000
Free physical card delivery For the first card	✅	✅
Transfer to Vivid Business customers	Free	Free
Transfer between own accounts	Free	Free
Outgoing SEPA transfers	Free	Free

*This promotional rate applies to all plans for the first two months for accounts opened on or after May 6th and only for balances up to €100,000. Once the trial period ends, the corresponding interest rate will be 2% for Standard and 4% for Prime.

The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.

We also provide a range of additional services for a nominal fee:

	Standard	Prime
Fee for adding a team member above one assistant. No further Team Members are possible	€3	€0
Monthly fee per extra account above the free limit	€3	€2
Fee for any physical card delivery above your free limit	€9.90	€9.90
Fee for fast physical card delivery	€24.90	€24.90
Fee for adding money (card Top Up) using a credit or debit card	€200 per month is free for EEA debit consumer cards, 1% fee after that. 3% fee for all Top Ups from other cards. Minimum fee amount is €0.49.	€1,000 per month is free for EEA debit consumer cards, 1% fee after that. 3% fee for all Top Ups from other cards. Minimum fee amount is €0.49.
Fee for bulk transfers per each bulk transfer	€3	€0
Fee for ATM withdrawals	€200 per month can be withdrawn for free at an ATM, but only if the withdrawal amount is no less than €50. If the withdrawal amount is less than €50, a fee of 3% (but not less than €1) is applied. Once €200 per month has been withdrawn, the same fee will be charged for any amount above that.	€1,000 per month can be withdrawn for free at an ATM, but only if the withdrawal amount is no less than €50. If the withdrawal amount is less than €50, a fee of 3% (but not less than €1) is applied. Once €1,000 per month has been withdrawn, the same fee will be charged for any amount above that
Currency exchange fee Mark-up over the exchange rate for the execution of non-EUR card transactions	1%	1%

How can I top up my Vivid Business account? And are there any fees applied for top up?

What are the transaction limits for my account?

What types of business cards can I order, and what benefits do they offer?

How to order a plastic or metal card?

Open a Freelancer account with a Prime plan and get Prime for free on your Personal account!