Our tariff plans depend on whether you apply to our General Business account or Small Business and Freelance account.
We offer four distinct tariff plans for General Business, each tailored to different needs: Free Start, Basic, Pro, Enterprise, and Enterprise+. Depending on your company's specific requirements, you can choose the plan that best suits you. We provide two unique plans for Freelancer accounts: Standard and Prime.
For a detailed breakdown of all our tariff plans, please check this link.
Don't miss our special offer: enjoy any tariff plan for free for the first two months after opening your account!
Simply select the tariff plan you prefer during the application process, and the free trial period will automatically begin once your account is opened.
Please note that the 2-month free trial does not apply to the Enterprise+ plan.
General Business
It also applies to the legal type of Eingetragene Kaufleute (e.K.)
We offer two subscription options:
Annual: You will be charged a one-time fee covering 12 months. Opting for an annual subscription results in a 30% savings compared to the monthly rate.
Monthly: You will be billed monthly at the rates listed below.
| Free Start | Basic | Pro | Enterprise | Enterprise+ |
Annual (save 30%) | 0€
| 7€ | 19€ | 79€ | 249€ |
Monthly | 0€ | 9€ | 25€ | 96€ | 319€ |
For a comprehensive breakdown of benefits associated with each plan, kindly refer to this table below:
| Free Start | Basic | Pro | Enterprise | Enterprise+ |
Interest account rate* | 1% | 2% | 3% | 3.5% | 3.5% |
Included team members | 1 | 3 | 10 | 30 | 50 |
Outgoing SEPA Instant transfers
Per month | 5 free, then €0.20 per transfer | Free | Free | Free | Free |
Included accounts | 1 | 3 | 10 | 30 | 50 |
Virtual cards | Free | Free | Free | Free | Free |
Physical cards | Free | Free | Free | Free | Free |
Metal cards | €19.90 | €19.90 | €19.90 | €19.90 | €19.90 |
Card Spending Limit | €100.000 | €100.000 | €100.000 | €100.000 | €200.000 |
Free physical card delivery | ✅ | ✅ | ✅ | ✅ | ✅ |
Transfer to Vivid Business customers | Free | Free | Free | Free | Free |
Transfer between own accounts | Free | Free | Free | Free | Free |
*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.
We also provide a range of additional services for a nominal fee:
| Free Start | Basic | Pro | Enterprise | Enterprise+ |
Monthly fee per extra account above your free limit | €3 | €2 | €1 | €1 | €1 |
Monthly fee per extra team member above your free limit | €3 | €2 | €1 | €1 | €1 |
Monthly fee per inactive virtual card | €1 | Free | Free | Free | Free |
Monthly fee per inactive physical card | €2 | €1 | Free | Free | Free |
Fee for any physical card delivery above your free limit | €9.90 | €9.90 | €9.90 | €9.90 | €9.90 |
Fee for fast physical card delivery | €24.90 | €24.90 | €24.90 | €24.90 | €24.90 |
Fee for adding money (card Top Up) using a credit or debit card | 2% fee for Top Ups from EEA consumer debit cards.
3% fee for Top Ups from other cards. | 1% fee for Top Ups from EEA consumer debit cards.
3% fee for Top Ups from other cards.
Minimum fee amount is €0.49. | 1% fee for Top Ups from EEA consumer debit cards.
3% fee for Top Ups from other cards.
Minimum fee amount is €0.49. | 1% fee for Top Ups from EEA consumer debit cards.
3% fee for Top Ups from other cards.
Minimum fee amount is €0.49. | 1% fee for Top Ups from EEA consumer debit cards.
3% fee for Top Ups from other cards.
Minimum fee amount is €0.49. |
Fee for incoming international transfers Per transfer | Free | Free | Free | Free | Free |
Fee for outgoing international transfers SHA instructions | €5 | €5 | €5 | €5 | €5 |
Fee for outgoing international transfers OUR instructions | €30 | €30 | €30 | €30 | €30 |
Fee for currency conversions between your accounts | Free | Free | Free | Free | Free |
Fee for bulk transfers | €3 | Free | Free | Free | Free |
Fee for ATM withdrawals | 2% | 1% | 1% | 1% | 1% |
Card currency exchange fee | 2% | 1% | 1% | 1% | 1% |
Fee for Legal Entity Identifier (LEI) issuance | €25 | Free | Free | Free | Free |
Freelancer
We offer two subscription options:
Annual: You will be charged a one-time fee covering 12 months. Opting for an annual subscription results in a 30% savings compared to the monthly rate.
Monthly: You will be billed monthly at the rates listed below.
| Standard | Prime |
Annual | 0€ | 7.9€ |
Monthly | 0€ | 9.9€ |
For a comprehensive breakdown of benefits associated with each plan, kindly refer to this table below:
| Standard | Prime |
Interest account rate* | 5%* | 5%* |
Included accounts | 1 | 10 |
Virtual cards | Free | Free |
Physical cards | Free | Free |
Metal cards | €19.90 | €19.90 |
Card spending limit Per month | €50.000 | €50.000 |
Free physical card delivery | ✅ | ✅ |
Transfer to Vivid Business customers | Free | Free |
Transfer between own accounts | Free | Free |
Outgoing SEPA transfers | Free | Free |
*This promotional rate applies to all plans for the first two months for accounts opened on or after May 6th and only for balances up to €100,000. Once the trial period ends, the corresponding interest rate will be 2% for Standard and 4% for Prime.
The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.
We also provide a range of additional services for a nominal fee:
| Standard | Prime |
Fee for adding a team member above one assistant. | €3 | €0 |
Monthly fee per extra account above the free limit | €3 | €2 |
Fee for any physical card delivery above your free limit | €9.90 | €9.90 |
Fee for fast physical card delivery | €24.90 | €24.90 |
Fee for adding money (card Top Up) using a credit or debit card | €200 per month is free for EEA debit consumer cards, 1% fee after that.
3% fee for all Top Ups from other cards.
Minimum fee amount is €0.49. | €1,000 per month is free for EEA debit consumer cards, 1% fee after that.
3% fee for all Top Ups from other cards.
Minimum fee amount is €0.49. |
Fee for bulk transfers per each bulk transfer | €3 | €0 |
Fee for ATM withdrawals | €200 per month can be withdrawn for free at an ATM, but only if the withdrawal amount is no less than €50. If the withdrawal amount is less than €50, a fee of 3% (but not less than €1) is applied. Once €200 per month has been withdrawn, the same fee will be charged for any amount above that. | €1,000 per month can be withdrawn for free at an ATM, but only if the withdrawal amount is no less than €50. If the withdrawal amount is less than €50, a fee of 3% (but not less than €1) is applied. Once €1,000 per month has been withdrawn, the same fee will be charged for any amount above that |
Currency exchange fee | 1% | 1% |