Our tariff plans depend on whether you apply to our General Business account or Small Business and Freelance account.
We offer four distinct tariff plans for General Business, each tailored to different needs: Free Start, Basic, Pro, and Enterprise. Depending on your company's specific requirements, you can choose the plan that best suits you. We provide two unique plans for Freelancer accounts: Standard and Prime.
For a detailed breakdown of all our tariff plans, please check this link.
Don't miss our special offer: enjoy any tariff plan for free for the first two months after opening your account!
Simply select the tariff plan you prefer during the application process, and the free trial period will automatically begin once your account is opened.
General Business
Applies also to freelancers with the following legal types: Germany (Eingetragene Kaufleute (e.K.)), France (Entreprise Individuelle (EI), Entreprise Individuelle à Responsabilité Limitée (EIRL)), Netherlands (Eenmanszaak), Italy (Impresa Individuale, Ente Privato Economico (EPE)), and Poland (Jednoosobowa Działalność Gospodarcza).
We offer two subscription options:
Monthly: You will be billed monthly at the rates listed below.
Annual: You will be charged a one-time fee covering 12 months. Opting for an annual subscription results in a 30% savings compared to the monthly rate.
| Free Start | Basic | Pro | Enterprise |
Monthly | 0€ | 9€ | 25€ | 96€ |
Annual (save 30%) | 0€
| 7€ | 19€ | 79€ |
For a comprehensive breakdown of benefits associated with each plan, kindly refer to this table below:
| Free Start | Basic | Pro | Enterprise |
Interest account rate* | 5%* | 5%* | 5%* | 5%* |
Included team members | 1 | 3 | 10 | 30 |
Free outgoing SEPA transfers | 5 | 100 | 250 | 1000 |
Included accounts | 1 | 3 | 10 | 30 |
Virtual cards | Free | Free | Free | Free |
Physical cards | Free | Free | Free | Free |
Metal cards | €19.90 | €19.90 | €19.90 | €19.90 |
Card Spending Limit | €100.000 | €100.000 | €100.000 | €100.000 |
Free physical card delivery | ✅ | ✅ | ✅ | ✅ |
Transfer to Vivid Business customers | Free | Free | Free | Free |
Transfer between own accounts | Free | Free | Free | Free |
*This promotional rate applies to all plans for the first two months for accounts opened on or after May 6th. Accounts opened before May 6th will receive an interest rate of 4%. Once the trial period ends, the corresponding interest rate will be 1% for Free Start, 2% for Basic, and 3.5% for both Pro and Enterprise tariff plans.
The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.
We also provide a range of additional services for a nominal fee:
| Free Start | Basic | Pro | Enterprise |
Monthly fee per extra account above your free limit | €3 | €2 | €1 | €1 |
Monthly fee per extra team member above your free limit | €3 | €2 | €1 | €1 |
Monthly fee per inactive virtual card | €1 | €0 | €0 | €0 |
Monthly fee per inactive physical card | €2 | €1 | €0 | €0 |
Fee for any physical card delivery above your free limit | €9.90 | €9.90 | €9.90 | €9.90 |
Fee for fast physical card delivery | €24.90 | €24.90 | €24.90 | €24.90 |
Fee for outgoing SEPA transfers above your free limit | €0.2 | €0.2 | €0.2 | €0.2 |
Fee for incoming international transfers Per transfer | €5 | €5 | €5 | €5 |
Fee for outgoing international transfers SHA instructions | €5 | €5 | €5 | €5 |
Fee for outgoing international transfers OUR instructions | €30 | €30 | €30 | €30 |
Fee for currency conversions between your accounts | Free | Free | Free | Free |
Fee for bulk transfers | €3 | Free | Free | Free |
Fee for ATM withdrawals | 2% | 1% | 1% | 1% |
Card currency exchange fee | 2% | 1% | 1% | 1% |
Fee for Legal Entity Identifier (LEI) issuance | €25 | Free | Free | Free |
Freelancer
Applies only to freelancers with the legal types of Kleingewerbetreibende and Freiberufler in Germany.
We offer two subscription options:
Monthly: You will be billed monthly at the rates listed below.
Annual: You will be charged a one-time fee covering 12 months. Opting for an annual subscription results in a 30% savings compared to the monthly rate.
| Standard | Prime |
Monthly | 0€ | 9.9€ |
Annual | 0€ | 7.9€ |
For a comprehensive breakdown of benefits associated with each plan, kindly refer to this table below:
| Standard | Prime |
Interest account rate* | 5%* | 5%* |
Included accounts | 1 | 10 |
Virtual cards | Free | Free |
Physical cards | Free | Free |
Metal cards | €19.90 | €19.90 |
Card spending limit Per month | €50.000 | €50.000 |
Free physical card delivery | ✅ | ✅ |
Transfer to Vivid Business customers | Free | Free |
Transfer between own accounts | Free | Free |
Outgoing SEPA transfers | Free | Free |
*This promotional rate applies to all plans for the first two months for accounts opened on or after May 6th and only for balances up to €100,000. Once the trial period ends, the corresponding interest rate will be 2% for Standard and 4% for Prime.
The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.
We also provide a range of additional services for a nominal fee:
| Standard | Prime |
Fee for adding a team member above one assistant. No further Team Members are possible | €3 | €0 |
Monthly fee per extra account above the free limit | €3 | €2 |
Fee for any physical card delivery above your free limit | €9.90 | €9.90 |
Fee for fast physical card delivery | €24.90 | €24.90 |
Fee for bulk transfers per each bulk transfer | €3 | €0 |
Fee for ATM withdrawals | €200 per month can be withdrawn for free at an ATM, but only if the withdrawal amount is no less than €50. If the withdrawal amount is less than €50, a fee of 3% (but not less than €1) is applied. Once €200 per month has been withdrawn, the same fee will be charged for any amount above that. | €1,000 per month can be withdrawn for free at an ATM, but only if the withdrawal amount is no less than €50. If the withdrawal amount is less than €50, a fee of 3% (but not less than €1) is applied. Once €1,000 per month has been withdrawn, the same fee will be charged for any amount above that |
Currency exchange fee | 1% | 1% |