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Open a Freelancer account with a Prime plan and get Prime for free on your Personal account!
Open a Freelancer account with a Prime plan and get Prime for free on your Personal account!
Updated over a week ago

We're thrilled to announce the launch of our Freelancer account along with an exciting new promotion for our valued customers.

As a token of our appreciation for your loyalty, we’re offering you the rewards you deserve. Here’s how it works:

If you have both a Personal and Freelancer account, pay for Prime on your Freelancer account only and enjoy Prime benefits on your Personal account for free!

Please note that this promotion is only applicable to the Freelancer account.

What are the benefits of choosing a Prime plan for your Freelancer account?

  • Higher interest rate: Enjoy a competitive Interest Rate of 5% for the first 2 months after opening your account, then 4% for the months after.*

  • Multiple accounts: Open up to 10 accounts with dedicated German IBANs. Need more? Any additional account is just €2 per month.

  • Free Assistant access: Add one assistant to your account at no extra cost.

  • Free bulk transfers: Simplify your transactions with our free bulk transfer service. You can transfer money to up to 200 beneficiaries at once!

  • Increased ATM withdrawal limits: Withdraw up to €1,000 per month for free, provided each withdrawal is at least €50. For withdrawals under €50, a fee of 3% of the withdrawal amount (minimum €1) applies. After reaching the €1,000 limit, the same 3% fee applies to any further withdrawals.

How about the advantages of the Prime plan for a personal account?

  • Possibility to order our stylish purple metal card (delivery fee applies)

  • Up to 15 Money Pocket with separate SEPA IBANs.

  • Up to €100 monthly cashback limit on card purchases based on the cashback categories of your choice and Vivid Shopper offers. Read more about how you can get cashback here.

  • Up to €1,000 per month in instant top-ups with no fees.

  • Free worldwide cash withdrawals of up to €1,000 per month (when withdrawing at least €50).

  • Free issuance for your first virtual card and up to 5 free card details reissue per month.

What happens if I upgrade or downgrade my plan in either the Freelancer or Personal account?

Here are some scenarios to help you understand how our tariff plan charges work:

Situation

What will happen?

You don’t have a Personal account and you open a Freelancer account with us

When you register and agree to open a Personal account with us, we'll match the tariff plan of your Freelancer account with your Personal account.


Here's how it works:

  • If you choose the Prime plan for your Freelancer account, your Personal account will automatically receive the Prime plan at no extra cost.

  • If you opt for the Standard plan for your Freelancer account, your Personal account will also receive the Standard plan.

You currently have a Personal account with a Standard tariff plan. Then, you open a Freelancer account and choose Prime as your tariff plan.

You need to upgrade your Personal account to Prime first. While it may appear as a paid option, you won't be charged starting from the next billing period for your personal account.

You currently have a Personal account with a Prime tariff plan. Then, you open a Freelancer account and choose Prime as your tariff plan.

Starting from the next billing period of your Personal account, the Prime plan for your Personal account will be free.

You will only be charged for the Prime plan on your Freelancer account.

When you upgrade or downgrade your plan for your Freelancer account.

  • From a Freelancer Prime Plan to a Standard one with a Personal Standard account: we will stop charging you for the Freelancer Prime plan. Nothing will change in your Personal account.

  • From a Freelancer Prime Plan to a Standard one with a Personal Prime account: we will stop charging you for the Freelancer Prime plan and start charging you for the Personal Prime plan on the next billing period.

Switching from an annual to a monthly plan for your Freelancer account.

As long as your Freelancer account has an active annual or monthly plan, we will match the plan for your Personal account to one for the Freelancer account.

If you close your Freelancer account

The promotion will end, and we will resume charging you for the Personal Prime plan.

When you upgrade or downgrade the plan for your Personal account.

Downgrade

From a Personal Prime plan to a Standard one with a Freelancer Standard account: We will stop charging for the Personal Prime plan. There will be no changes in your Freelancer account.

Upgrade

  • From a Personal Standard plan to a Prime one with a Freelancer Prime account: the promotion will apply, and we won’t charge you for the Prime plan in your Personal account. We will only charge you for the Prime plan in your Freelancer account.

  • From a Personal Standard plan to a Prime one with a Standard Freelancer account: we will charge you for the Prime plan in your Personal account. The Freelancer account will stay in Standard plan.

*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.

**For Freelancer accounts, the promotional rate of 5% applies to balances up to €100,000.

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