Vivid Business is our brand-new and innovative financial solution for small and medium enterprises, including freelancers. All new members can enjoy our free plan or redeem a 2-month trial for any paid plan, great cashback offers, and earn 4% annual interest on your funds.
What will you get?
If you open a Business Account | If you open a Freelancer Account |
€50 in your Stock Rewards or your Crypto Pocket of your Personal Account
And another €50 in your Business Account! | 5% annual interest rate for your Interest Rate Pocket and access to Super Deals with €100 limit Cashback. Both benefits are granted for 60 days in your Personal Account
And another €20 or €35 in your Business Account! |
How to get your rewards?
Open your Vivid Money App
Navigate to your profile at the interface's top left corner and tap ‘Add Business Account.’
Choose ‘Company’ or ‘Freelancer’, based on your business types, then click ‘Open Account.'
Finish the onboarding process and provide all the necessary information about your business.
We will review your application and notify you of the result.
Once your account is opened, you must meet the following requirements within 30 days of the application creation date:
If you open a Business Account:
This applies to all registered companies, including German Eingetragene Kaufleute (e.K.).
You should top up their Business Account with more than €1.
If you open a Freelancer Account:
This applies to Freelancer with the legal status: Netherlands: Eenmanszaak; Italy: Impresa Individuale, EPE, Lavoratore Autonomo and Libero professionista; Poland: Jednoosobowa działalność gospodarcza; Spain: Empresario Individual; Germany: Freiberufler and Kleingewerbetreibende.
You should issue a virtual or physical card from their Freelancer Account and make a card payment with a minimum of €10. It can be within a single or combined payment. Please note that ATM transactions or cash withdrawals are not counted as card payments.
That’s it! You will get your rewards within 3 business days after all the criteria are met.
Please note the following:
To qualify for the Freelancer account reward, the account must be opened after 11 September 2024.
Rewards are only granted for the first Business Account opened using the self-invite link from your Personal Account, regardless of any subsequent or previous successful applications.
This promotion does not apply to Founder Accounts (Companies in Formation).
Here’s what the flow looks like:
Frequently Asked Questions (FAQ)
What if I invite myself to open multiple companies simultaneously, and all applications succeed?
For self-invites, rewards can only be granted for the first Business Account initiated through the self-invite link, even if subsequent applications are successful. If you have already started an application before clicking the self-invite link—whether it’s in progress, canceled, or rejected, and whether it’s for a Freelancer or General Business account—you will not be eligible for the rewards.
What happens if I open my Business Account without the referral link or if I open my Business Account outside of my Personal Account? Can I still get a reward?
We can only offer rewards if you open your Business Account from your Personal Account and follow the process from there.
How do I know if I should open a General Business or a Freelancer account?
It depends on your business type. During the onboarding process, you will be asked to choose your legal status between Registered Company, Sole Proprietorship, Company in Formation, Partnership, and Non-profit Organization or Association. This will determine what type of account you will open with Vivid Business.
What if I don’t have a Personal Account with Vivid and open a Business Account? Can I still get a reward?
We can only offer rewards if you open your Business Account from your Personal Account. If you don’t have a Personal Account with us, we suggest you download the Vivid Money App first and open a Personal Account before opening a Business Account.
Rewards Amount
If you open a Business Account:
The reward amounts you will receive depend on where your company is registered, as determined at our sole discretion.
Please see below the details of the reward amounts you will receive in your Stock Rewards or your Crypto Pocket of your Personal Account and your Business Account.
Country | Rewards | Country | Rewards |
Luxembourg | €50 | Spain | €50 |
Norway | €50 | Slovenia | €50 |
Iceland | €50 | Portugal | €50 |
Sweden | €50 | Malta | €50 |
Ireland | €50 | Slovakia | €50 |
Netherlands | €50 | Greece | €50 |
Austria | €50 | Lithuania | €50 |
Finland | €50 | Hungary | €50 |
Germany | €50 | Poland | €50 |
Belgium | €50 | Romania | €50 |
Italy | €50 | Denmark | €50 |
Cyprus | €50 | Czech Republic | €50 |
If you open a Freelancer Account:
You will receive a 5% annual interest rate in your “Cash with fixed interest” section of your Interest Rate Pocket and access to Superdeals with a €100 cashback limit. Both benefits are granted for 60 days in your Personal Account.
You will also receive between €20 and €35 in your Freelancer Account. We distinguish based on where your company is registered at our sole discretion.
Country | Rewards | Country | Rewards |
Netherlands | €35 | Spain | €20 |
Germany | €35 | Poland | €20 |
Italy | €35 |
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*Interest accounts are provided by Vivid Money BV, part of Vivid Money group, a financialo institution authorised and regulated by the Dutch Authority for Financial Markets (AFM).
*The promotional rate applies to balances up to €300,000 for general businesses and up to €100,000 for freelancers. For general Business with a promotional period starting before January 28, 2025 the limit is €10 million. Balances exceeding the respective threshold will accrue regular interest rates applicable for the chosen plan.