Exciting News! Now’s the perfect time to share the benefits of a Vivid Business account—and get rewarded for it!

If you have a Vivid Business account, you can refer Vivid to another business and you’ll both unlock exclusive rewards. It’s an easy way to help them grow their success while earning great perks yourself. It’s a win-win opportunity.

Please note:

The promotion does not apply to founder accounts (companies in formation).

Only inviters and invitees in good standing are eligible and the invitees’ company may not have an existing Vivid Business account. No refunds will be issued. Vivid reserves the right to exclude any account, inviter, or invitee if fraud, misuse, or other suspicious activity is suspected.

The rewards vary based on the invitee's business type. We distinguish between legal entities and sole proprietorships.

Please note:

If the inviter’s Vivid Business account is still subject to a promotional interest rate period while they successfully refer another business or freelancer, the referral promotional interest rate will replace the existing promotion after the first 60 days of the inviter opening their own Interest Account.

For example, if an inviter opens an Interest Account on July 1, 2025, their promotional rate of 4% will be valid until August 31, 2025. If they qualify to obtain the referral reward on July 10, 2025, the promotional rate of 3% will be applied from September 1 to September 10 2025.

Earning referral rewards is easy. Follow these steps to invite a business or freelancer to open a Vivid Business account and ensure you both qualify for rewards:

The referral link can be obtained in either the Vivid Money App or in the Web Interface

Please note: The invitee must start the application using the referral link. Be sure to review Step 2 to ensure all parties involved qualify for the rewards.

Inviters can monitor the status of their referrals by going to their profile and selecting ‘Recommend us’, then choosing ‘Invitations’. If their status is still pending, a reminder can be sent.

Please note: ATM withdrawals, cash transactions, money transfers, and other bank top-ups are not considered card payments.

Once all conditions are met, the inviter and invitee will receive the rewards within three business days.

What if I invite multiple companies at once, and they all successfully open a business account?

There is no limit to the number of referrals you can make, as long as the companies meet the required criteria and it's their first registration with Vivid. Inviters and invitees will receive all the monetary rewards in their Vivid Business account. However, the 3% annual Interest Rate for inviters can be applied only up to a total of 180 days.

What if a business or freelancer were invited by multiple people at once? Who will receive the referral reward?

Vivid is able to determine whose referral link a new customer used to start their registration. The rewards will be applied to the account which issued that link.

What happens if a new customer I recommended does not use the referral link I sent but still opens a Vivid Business account?

We can only track applications and offer rewards if a referral link is used.

In addition to interest rate rewards, both the inviter and invitee will receive a monetary reward, as outlined in the table below and determined at Vivid’s sole discretion.

An exception applies when the invitee opens a sole proprietorship account—in such cases, monetary rewards won't be applied.

Please note that the reward amount is determined by the registration country of both the inviter’s and invitee’s business/sole proprietorship. The reward amounts may vary if the invitee and inviter are in different countries.

*The promotional rate applies to balances up to EUR 300,000. Balances exceeding this threshold will accrue regular interest rates according to the chosen plan.

*Interest Accounts and the respective annual interest rates outlined in this article are provided by Vivid Money BV, part of Vivid Money Group, and a financial institution authorised and regulated by the Dutch Authority for Financial Markets (AFM).