Transfers between accounts and Vivid business customers are typically instant, but additional safety controls may cause some transfers to be delayed. We’ll process these transfers as quickly as possible to ensure the safety of our platform and your finances.

SEPA transfers typically take up to two business days to appear in your account. However, if we can process the payment as a SEPA Instant Transfer, it usually takes just minutes to arrive. Incoming SEPA will be delivered during Business hours. The processing as an Instant Transfer is subject to factors such as the payment service provider of your counterparty, the payment amount, and specific risk factors associated with your payment.