We offer a competitive interest rate of 4% p.a* for the first two months across all plans when you open an Interest Account.
After the initial two months, your interest rate will adjust according to the plan you selected during onboarding.
Business
| Free Start | Basic | Pro | Enterprise | Enterprise+ |
Interest Account annual rate* | 0.2% | 1.2% | 2.2% | 2.4% | 2.6% |
Freelancer
| Standard | Prime |
Interest Account annual rate* | 0.5% | 2.5% |
Please visit this page for details on our current tariff plan and its benefits.
*The promotional rate applies to balances up to EUR 300,000 for General Business accounts and up to EUR 100,000 for Freelancer accounts. For General Business accounts with a promotional period starting before January 28, 2025, the limit is EUR 10 million. Balances exceeding the respective threshold will accrue regular interest rates applicable to the chosen plan.
*The rates are fixed but may be subject to change based on market conditions or Vivid's discretionary decisions. Any changes will be communicated in advance.