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All CollectionsInterest Account (by Vivid Money B.V.)
What is the Interest Rate offered by Vivid Business?
What is the Interest Rate offered by Vivid Business?
Updated this week

We offer a competitive Interest Rate of 5% p.a.* for the first two months across all plans.

After the initial two months, your interest rate will adjust according to the plan you selected during onboarding.

Please note that effective January 2, 2025, the Interest Rates for general Business and Freelancer accounts will be adjusted based on your plan: 0.5% p.a. for the Free Start plan, 1.5% p.a for the Basic plan, 2.5% p.a for the Pro plan, 2.75% p.a for the Enterprise Plan, and 3% p.a for Enterprise+ plans. For Freelancer, the new Interest Rate offered will be 1% p.a for Standard and 3% p.a for Prime.

Additionally, the Interest Rate during the promotional period will change from 5% p.a. to 4% p.a. across all tariff plans. This change applies exclusively to promotional periods starting on or after January 2, 2025. The change will not affect you if your promotional period begins before the date of the changes. In this case, your current rate will remain the same until the end of the existing period.

For example:

If you open the Interest Account on 25 December 2024, you will get a 5% p.a. promo rate for the first two months until 25 February 2025. After that, if you stay on the Pro tariff plan, you will receive a 2.5% p.a regular Interest Rate.

Business

Free Start

Basic

Pro

Enterprise

Enterprise+

Interest Account annual rate*

1% until January 2, 2025

Then 0.5%

2% until January 2, 2025

Then 1.5%

3% until January 2, 2025

Then 2.5%

3.5% until January 2, 2025

Then 2.75%

3.5% until January 2, 2025

Then 3%

Freelancer

Standard

Prime

Interest Account annual rate*

2% until January 2, 2025

Then 1%

4% until January 2, 2025

Then 3%

Please visit this page for details on our current tariff plan and its benefits.

*The rates are fixed but may be subject to change based on market conditions or the company's discretionary decisions. Any changes will be communicated three weeks in advance.

*This rate applies to funds up to 10 million for general Business accounts and up to 100.000 for Freelancer Accounts.

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