We offer a competitive interest rate of 3% p.a* for the first two months across all plans.
After the initial two months, your interest rate will adjust according to the plan you selected during onboarding.
Business account
| Free Start | Basic | Pro | Enterprise | Enterprise+ |
Interest Account annual rate* | 0.1% | 0.6% | 1.6% | 2% | 2.3% |
Freelancer account
| Standard | Prime | Pro | Pro+ |
Interest Account annual rate* | 0.5% | 2.5%
| 2.6% | 2.7% |
Please visit this page for details on our current plans and their benefits.
*The promotional rate applies to balances up to EUR 300,000 for General Business accounts and up to EUR 100,000 for Freelancer accounts. Balances exceeding the respective threshold will accrue regular interest rates applicable to the chosen plan.
*The rates are fixed but may be subject to change based on market conditions or Vivid's discretionary decisions. Any changes will be communicated in advance.
* For Freelancer accounts with a total balance of up to EUR 30,000 of uninvested funds in the Interest Account, the regular interest rate according to the chosen plan applies. To any funds above EUR 30,000 a fixed annual interest rate applies which is calculated daily based on the current European Central Bank (ECB) deposit facility rate minus 0.15%. You can find the most up-to-date ECB deposit facility rate here.