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What is a virtual card, and how can I order one?
What is a virtual card, and how can I order one?
Updated over a month ago

One of our versatile business card options is the virtual card, available instantly upon issuance—no delivery wait required. This card is free across all tariff plans, and each business account can issue up to 25 virtual cards.

Safe, Secure, and Convenient – Here’s How It Works

  1. Always Accessible, Never Misplaced
    Unlike physical cards, which can be lost or stolen, virtual cards are fully digital and accessible anytime through your business account, ensuring you always know where to find them.

  2. Anytime, Anywhere Availability
    You can access your virtual cards anytime and anywhere from our web interface or the Vivid Money app. Use them seamlessly for online payments or even for in-store purchases with contactless payment.

  3. Apple Pay and Google Pay Compatibility
    Easily add your virtual card to Apple Pay or Google Pay for convenience.

  4. Protected Card Details
    Your full card information, including the card number, expiry date, and CVV, remains secure—only accessible within your business account when needed with one click.

  5. Role-Based Cardholder Rights

    1. Owners & Admins: Full control over card issuance, spending limits, and permissions (contactless, ATM withdrawals, online payments), and can link cards to designated accounts.

    2. Assistants: Limited to viewing and using cards assigned to them, with no access to card management.

    3. However, regardless of role, only the cardholder can change the PIN of their own issued.

  6. Customizable Security Settings
    Toggle online payments, ATM withdrawals, or contactless transactions on or off, tailoring security settings to your needs. For example, if you prefer not to use the card for online payments, simply disable it with one click.

  7. Freeze, Unfreeze, and Block Options
    If you have security concerns, you can freeze or permanently block your virtual card directly from your business account without contacting customer support.

  8. Quick Reissue of Card Details
    Instantly reissue your virtual card details in case of suspected compromise, all with a single click—no wait time required.

  9. Card Limit Controls
    Stay within budget by setting specific spending and withdrawal limits for each card, ensuring controlled, accountable usage.

How to Issue a Virtual Card from Your Business Account

Issuing a virtual card is quick and easy, whether you’re using the web interface or the app:

  1. Access the “Cards” Section

    • Web Interface: Go to the "Cards" section from the left menu. In the top right corner, select "Get a new card."

    • App: Open the app, scroll to the "Cards" segment, and click on "New Card."

  2. Select the Cardholder
    Choose the team member who will be assigned to the virtual card.

  3. Choose Card Type & Color

    • Select "Virtual Card."

    • Pick your preferred card color. We offer our virtual cards in 7 colors in total: purple, orange, green, black, blue, pink, turquoise.

  4. Link a Money Account
    Decide which money account will be linked to the card. Payments made with this card will be deducted from the linked account, and you can change the linked account anytime after ordering.

  5. Set Card Limits
    Set monthly payment and withdrawal limits for the card. These limits can also be adjusted after issuing the card.

  6. Confirm & Issue
    Click "Issue Virtual Card," and your card will be ready for immediate use.

Only team members with Admin or Owner roles have the authority to issue cards for themselves or on behalf of other team members.

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