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What sets apart international transfers and SEPA transfers?

International Transfers

International transfers are widely used to send and receive money globally. It enables the transfer of funds between banks across different countries in various currencies.

Key Points:

  • Global Reach: We support over 70 countries for sending and receiving international transfers*.

  • Currencies: Transactions are available in over 20 different currencies for our international transfers.

  • Processing Time: Typically, it takes up to 5 business days for the funds to appear in the recipient's account.

SEPA Transfers

SEPA (Single Euro Payments Area) transfers are designed for transactions within the Eurozone. These transfers are made in euros (EUR) and allow bank customers to make national or cross-border transfers within European countries at the same cost and speed as local transfers.

Key Points:

  • Geographic Scope: SEPA covers 34 European countries, including 27 EU member states (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden), 3 EEA countries (Norway, Liechtenstein, Iceland), and additional countries (Andorra, San Marino, Switzerland and the UK).

  • Currency: Transactions are conducted in euros (EUR).

  • Processing Time: Typically, it takes up to 2 business days for the funds to appear in the recipient's account.

*If you are on the Free Start or Standard tariff plans, it is not possible to send international transfers, but you are still able to receive international transfers.

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