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Invite a company or freelancer to Vivid

Updated yesterday

Exciting News! Now’s the perfect time to share the benefits of a Vivid Business account—and get rewarded for it!

If you have a Vivid Business account, you can refer Vivid to another business and you’ll both unlock exclusive rewards. It’s an easy way to help them grow their success while earning great perks yourself. It’s a win-win opportunity.

Please note:

The promotion does not apply to founder accounts (companies in formation).

Only inviters and invitees in good standing are eligible and the invitees’ company may not have an existing Vivid Business account. No refunds will be issued. Vivid reserves the right to exclude any account, inviter, or invitee if fraud, misuse, or other suspicious activity is suspected.

What are the rewards for Vivid Business referrals?

The rewards vary based on the invitee's business type. We distinguish between legal entities and sole proprietorships.

The invitee opens a business account as a legal entity

The invitee opens a freelancer account as a sole proprietor

The inviter receives

  • EUR 100 or EUR 50 credited directly to the inviter’s account

  • 4% annual interest rate* on the inviter’s Interest Account for 2 months if the invitee opens their account before 01/05/2025. If the invitee opens their account on 01/05/2025 or after, a 3% annual interest rate applies.

  • EUR 20 credited directly to the inviter’s account

  • 4% annual interest rate* on the inviter’s Interest Account for 2 months if the invitee opens their account before 01/05/2025. If the invitee opens their account on 01/05/2025 or after, a 3% annual interest rate applies.

The invitee receives

EUR 100 or EUR 50 credited to the invitee’s business account upon opening

+ Regular benefits of new business customers:

  • 4% annual interest rate* on invitee’s Interest Account for 2 months if they open their account before 01/05/2025. If the invitee opens their account on 01/05/2025 or after, a 3% annual interest rate applies.

  • A free VISA card for all of the invitee’s team members

  • A 2-month free trial of any plan invitee chooses at onboarding

Regular benefits of new business customers:

  • 4% annual interest rate* on invitee’s Interest Account for 2 months if they open their account before 01/05/2025. If the invitee opens their account on 01/05/2025 or after, a 3% annual interest rate applies.

  • free VISA card for all of the invitee’s team members

  • 2-month free trial of any plan invitee chooses at onboarding

Please note:

If the inviter’s Vivid Business account is still subject to a promotional rate period while they successfully refer another business or freelancer, the 4%/3% annual interest rate will replace the existing promotion.

For example, if an inviter opens an Interest Account on March 1, 2025, their promotional rate will be valid until April 30, 2025. If they qualify to obtain the referral reward on March 10, 2025, the promotional rate period will be extended until May 10, 2025.

Here’s how to claim referral rewards:

Earning referral rewards is easy. Follow these steps to invite a business or freelancer to open a Vivid Business account and ensure you both qualify for rewards:

Step 1: Inviter shares their referral link

  1. Open the Vivid Money app for mobile and log in to your Vivid Business account.

  2. Tap on your profile (top left corner) and select ‘Recommend us.’

  3. Choose one of the following ways to share your referral link:

    • Option 1: Scroll down and tap ‘Share my link’ to send it directly to your contacts.

    • Option 2: Select a recommended contact, enter their email address, and tap ‘Send invite.’ We will send them an invitation on your behalf to open an account.

Here’s what the flow looks like:

Please note: The invitee must start the application using the referral link. Be sure to review Step 2 to ensure all parties involved qualify for the rewards.

Tracking invitations

Inviters can monitor the status of their referrals by going to their profile and selecting ‘Recommend us’, then choosing ‘Invitations’. If their status is still pending, a reminder can be sent.

Step 2: Invitee completes the registration

  1. The application should be started by clicking on your referral link.

  2. All required business information and documents should be provided for review.

  3. Once the Vivid Business account is opened, the invitee should

    1. Order a virtual or physical business card.

    2. Make total card payments of at least EUR 50 within 30 days after registration starts.

Please note: ATM withdrawals and cash transactions do not qualify as card payments.

Step 3: Disbursement of rewards

Once all conditions are met, the inviter and invitee will receive the rewards within three business days.

Still got question about the Vivid Business referral programme?

What if I invite multiple companies at once, and they all successfully open a business account?

There is no limit to the number of referrals you can make, as long as the companies meet the required criteria and it's their first registration with Vivid. Inviters and invitees will receive all the monetary rewards in their Vivid Business account. However, the 4%/3% annual Interest Rate for inviters can be applied only up to a total of 180 days.

What if a business or freelancer were invited by multiple people at once? Who will receive the referral reward?

Vivid is able to determine whose referral link a new customer used to start their registration. The rewards will be applied to the account which issued that link.

What happens if a new customer I recommended does not use the referral link I sent but still opens a Vivid Business account?

We can only track applications and offer rewards if a referral link is used.

Rewards per country

If the invitee opens a business account as a legal entity

The inviter will receive a 4% annual interest rate on their Interest Account for 60 days for each successful referral, if invitees open their account before 1st of May 2025. If invitees open their account on or after 1st of May 2025, a 3% interest rate applies. This period can only be prolonged up to a maximum of 180 days.

As the inviter, you will receive a 4%/3% annual interest rate on your Interest Account for 2 months for each successful referral, up to a maximum of 180 days.

Additionally, both inviter and invitee will receive a monetary reward of either EUR 50 or EUR 100, determined at the sole discretion of Vivid. The reward amount is determined by the registration country of both the inviter’s and invitee’s business/sole proprietorship. If the invitee and inviter are in different countries, the reward amounts may vary accordingly.

Country

Reward

Country

Reward

Luxembourg

100

Italy

50

Norway

100

Estonia

50

Iceland

100

Czech Republic

50

Sweden

100

Cyprus

50

Ireland

100

Denmark

50

Netherlands

100

France

50

Austria

100

Spain

50

Finland

100

Slovenia

50

Germany

100

Portugal

50

Belgium

100

Malta

50

Slovakia

50

Greece

50

Lithuania

50

Latvia

50

Hungary

50

Poland

50

Romania

50

For the invitees, the regular benefits for new account openings include a 4% p.a. interest rate for 2 months if they open their account before 1st of May 2025. If they open it on or after 1st of May 2025, a 3% p.a. interest rate applies. Additionally, they can enjoy free VISA cards for all team members, and a two-month free trial on a plan of their choice, selected during the onboarding.

If the invitee opens a freelancer account as a sole proprietor

The inviter, will receive a 4% p.a. interest rate on your Interest Account for 2 months per successful referral, if the invitee opens their account before 1st of May 2025. If the invitees opens their account on or after 1st of May 2025, a 3% p.a. interest rate applies. The promotional period can only be prolonged up to a maximum of 180 days. If the invitees come from a country where we support freelancer account openings, the inviter earns an extra EUR 20 per referral, credited directly to their existing Vivid Business account.

For the invitees, the regular benefits for new account openings include a 4% p.a. interest rate for 2 months if they open their account before 1st of May 2025. If they open it on or after 1st of May 2025, a 3% p.a. interest rate applies. Additionally, they can enjoy free VISA cards for all team members, and a two-month free trial on a plan of their choice, selected during the onboarding.

*Interest Accounts and the respective annual interest rates outlined in this article are provided by Vivid Money BV, part of Vivid Money Group, and a financial institution authorised and regulated by the Dutch Authority for Financial Markets (AFM).

*The promotional rate applies to balances up to EUR 300 000. Balances exceeding this threshold will accrue regular interest rates according to the chosen plan.

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